Baccarat Online

Baccarat is one of the most popular card games, both in the online casino world and in the brick-and-mortar casinos. Players from Canada have the option to play this famous game in their homes, without leaving their comfortable bubble: several Baccarat variations are available at online casinos.

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Baccarat’s World

Baccarat – The story

baccarat online

This is one of the oldest card games, it’s original version comes from China, and was brought to Europe by the Italians back in the 13th century. The original Baccarat which we consider as the traditional version evolved in Italy, then it became popular in France in the early decades of the 14th century. It was a game for the elite, however, King Louise Philip in the 18th century declared that this card game was illegal to play. However, times changed and this nice card game became popular again. You may have seen baccarat being played by gentlemen and spies in movies, which grants the game a mystical aura. When the first online casino launched, online baccarat hit the skies, and it’s still one of the best alternatives for players who love blackjack but still want to play with a lower house edge.

Baccarat rules

Baccarat online is usually played against the computer (random number generator) and it has simple rules. Both the player and the banker draws cards, which represent different values: Ace worth 1 point, numbers from 2-9 worth their name value, while 10 and faces (J, Q, K) worth zero points. When the points are counted, only the last digit of the summarized points is considered as the hand value. Example: If you draw a 6 and another 6 you have 12 points in your hand, but the real value is only 2. The goal is to finish with a number closer to 9, while it’s also bigger than the banker’s hand. The online baccarat games hand out maximum three cards for both parties.

The player must draw a third card if the value of the first two is 5 or below, but if it’s six or more, the player should stand. In online casinos, the banker usually stands at 7, while below that value it might draw another card, depending on the value of the players hand, and if he or she draw a third card.

Baccarat bets

You can choose from three betting options: you can bet on your hand, on the banker’s hand, or you can hope for a tie. The hands pay at a 1:1 ratio, while depending on the casino ties could pay at 1:8 ratio. There are different bet values, though for a beginner we recommend playing with the lowest available bet. There are several betting strategies online, but you should stay away from them because in many cases they just make you lose more.

What are the baccarat odds?

There is about 45% for the bank and 44% for the player to win, and about 9% percent is the chance of a tie. Normally, the best odds would be fifty-fifty, but in casino games, that’s not possible. However, there is a slightly lower house edge regarding the bets. If you play baccarat online, the house has only 1-1,5% edge on hand bets, but the ties are not in your favour as they are rarer to hit. One of our main tips for baccarat players: don’t bet on a tie, go for the more certain hands instead.

The process of playing baccarat online

Though there are three major versions of baccarat, the basic rules are the same, and how you play is usually the same too:

  • 1. Step 1: choose the amount you are willing to bet and place it. You can choose a player hand, banker hand or tie.
  • 2. Step 2: Deal the cards. Both parties draw at least two cards, and those decide whether you can deal or you have to draw another one. This is true for the banker too.
  • 3. Step 3: See the results. You can either win or lose to the banker, and there might be a tie sometimes. Depending on where you placed your bet you can have back your bet and the same amount extra, but in case you placed the bet on the banker’s hand, the casino takes a small fee. Also, ties pay out 1:8 in most cases.

Baccarat on mobile

Almost every online casino we’ve encountered has a mobile lobby, where you can play several of the most popular games, including at least one Baccarat. If you look around online, you can play baccarat for free too, and you might even find non-casino related baccarat apps to play offline on your smart phone or tablet. The baccarat mobile apps of the top online casinos are not downloadable, you can play them only in your device’s browser.

Baccarat tips

  • There is no point in chasing your luck by betting on ties. Baccarat online may have ties, but they are not common, and though the big payoff looks good, it just doesn’t worth it.
  • Never go after your losses. When a roll of bad luck hits you, you can do nothing else than to swallow the pill and go on. Don’t get crazy, switch to another game.
  • Find the best casino with the lowest fees. Generally, every casino takes about 5% on banker hand bets, but if you look around, you might find baccarat online with lower fees.
  • Though they take some fees from the winnings, betting on the banker hands is the safest bet.
  • Card counting and pattern seeking are useless in online baccarat.

Conclusion on Baccarat online

Though James Bond brought back baccarat into the popular culture, the online gaming won’t give you that feeling. You can win money, you can lose money, but most importantly, you can have a lot of fun. Baccarat odds are good, and if you want to follow a betting strategy, here is one: place your best on the banker hands, and don’t run after ties. Have fun, and if you like this game, maybe you should visit a local casino or play with a live dealer at an online casino.

Blackjack game rules

Blackjack game rules


Playing blackjack, no matter which version we are talking about, is quite easy. The rules are simple: you need to reach 21 or stand at a higher accumulated score when the hand is finished. Blackjack is played by a dealer and a player, and basically, they have one hand only. The dealer hands out two cards to the player, and two for himself, later the dealer hands only one card at a time if the player asks. Also, the dealer has his/her first card facing down. There are five things the player can do:

  • Hit: you draw another card to your hand. You can do so until you bust or stand
  • Stand: you stand if you don’t want to draw another card. When you call stand, you finish the game with the accumulated value of the cards in your hand. The dealer can take his turn then, and see what comes up.
  • Bust: you have more than 21 in your hand. This is an automatic loss.
  • Split hand: in case you get two same-value cards with the initial draw, you can make two hands. In most cases, you will have to add additional bet for the second hat.
  • Double Down: In this case, you double your original bet, and agree that you are going to draw only one card and then stand. Do it only if your first two cards are promising and you have faith in mother fortune.

The blackjack basic rules are these, and depending on the value of the cards you have, you can either win or lose. You win when you have a blackjack: two cards summing 21 (an Ace and 10/face card); when you reach 21 first. You also win if you stand with a higher score (under 21) and it’s more than what the dealers have or he/she busts. Ties usually return your bet, except in a few game variants. The dealer wins if he/she has more points than you, you bust, or she has a blackjack.

The Blackjack game versions

Since there are so many origin stories for blackjack, several versions are available of it too, and thanks to the online casinos you can often play them all at one place!

  • European blackjack, or 21: this is the basic type. The dealer doesn’t have a hole card, and there is no automatic winning. If the dealer hits 21, he/she waits for the player to call, hit or stand.
  • Pontoon blackjack: the basic principles are the same, there is no automatic house win if the dealer deals 21. The players have only one draw option on Aces split. The pontoon is when a hand has 10 or a face card, and an Ace (worth 21, but it pays out more than e.g. a 3-card 21).
  • Spanish 21: in this blackjack versions, the rules are the usual ones, however, there are extra things which the players can receive bonuses for, such as dealing 21 with three 7 cards.
  • Blackjack switch: usual rules, the difference is that the player can two hands of cards, while the dealer has only one.
  • Double Exposure: the dealer has all his/her cards facing up, so the player can see what he/she is up against. However, the dealer wins if there is a tie.

Five things to know about blackjack online

  • The house always has an edge over the player. With a proper blackjack strategy, or just by playing thoughtful you can normalize your losses.
  • Counting cards is of no use in online blackjack, as the cards are shuffled after each hand.
  • Never get mad about losing. Play until it’s fun, but never chase your losses.
  • There are several blackjack strategies, maybe you should test them and apply them.
  • Blackjack often counts towards the bonus wagering requirements at a very low rate.

Blackjack basic strategy

The most important for you to know if you plan to hit and win, that there are many strategies out there. Basically, the best way to start to test your luck is to grab one of the Hit-stand-double cheat sheets and see how it works… in practice mode of course. Here are a few strategies for beginners: Split: it’s an option, but there is a strategy built around it. The split blackjack strategy is usually used when the initial hand is two 8s or two Aces. 16 is a bad hand: you are too close to be busted, while it’s below the value the dealer would stop at. Two Aces in your first hand worth 1-1 each, because that’s the good for you (otherwise they would worth 22 and that’s a bust). If you split two Aces, you get two hands with a good start of 11, this way, you increase the chance of having a blackjack, or get over 17 without a bust. Double Down: this strategy requires luck and some attention. If you double down, you draw a card and that’s going to be the last in that hand. You see one card of the dealer, so you can calculate his/her chances. However, the best way to try doubling down is to grab a cheat sheet for it. There are several offline features and blackjack strategies that work in real casinos, such as counting, insurance, and surrender. These, however, are not viable for online blackjack games.

Bottom Line

If you think that you would like to try to play blackjack online, it’s highly recommended to learn how to play properly. Luckily, almost every casino grants you the option to play for fun with the same game you would play for real money. Play a few hours for free, so you get the hang of when to hit or stand, and you can also practice and perfect the betting strategy you may have found online.